offer 上写着「授予 20000 股期权」，你没法判断这是好还是敷衍——因为总股本是 500 万还是 5000 万，同样的股数差十倍。这里把能算的全算清：持股比例、后续融资稀释后的比例、逐年归属表、全部行权要掏多少现金、以及在 0.5×/1×/3×/10× 退出估值下各能拿多少税前毛收益，每一步都摊开公式。同时明确标出一件很多计算器不说的事：清算优先权可能让上面所有数字归零。$3 解锁：向 HR 和创始人必问的 12 个问题、每个问题对应的危险回答识别、以及把口头承诺落成书面的确认邮件模板。"20,000 options" tells you nothing on its own — the same grant is worth ten times more or less depending on the total share count. This computes everything computable: your percentage, the percentage after expected future rounds, the year-by-year vesting table, the cash you'd need to exercise, and your pre-tax gross at 0.5×, 1×, 3× and 10× the current valuation, with every formula shown. It also states plainly what most calculators omit: a liquidation preference stack can take all of it. $3 unlocks the twelve questions to ask HR and the founders, how to recognise a dangerous answer to each, and an email template that puts verbal promises in writing.
向 HR 和创始人必问的 12 个问题（清算优先权、期权池占比、离职后行权窗口、加速条款、公司回购权…）+ 每个问题的危险回答识别 + 把口头承诺落成书面的确认邮件模板 + 税务口径信息整理。Twelve questions for HR and the founders (preference stack, option-pool size, post-termination exercise window, acceleration, repurchase rights…), how to spot a dangerous answer to each, and an email template that gets verbal promises in writing.
本工具做算术与提问清单，不是投资、法律或税务建议，也不对任何 offer 做好坏判断。计算基于你输入的数字与明示的假设（后续每轮按 20% 稀释估算），实际稀释取决于融资额与投前估值；退出收益还取决于清算优先权结构、期权池补充、二级市场限制与税务处理，这些本工具无法替你确认。签署任何股权文件前，请找律师和税务专业人士看过。你填写的内容不入库。This does arithmetic and lists questions. It is not investment, legal or tax advice and passes no judgement on any offer. Results reflect your inputs and the stated assumptions (future rounds estimated at 20% dilution each); real dilution depends on round size and pre-money, and actual proceeds depend on the preference stack, pool top-ups, transfer restrictions and tax treatment, none of which this can verify. Have a lawyer and a tax adviser review any equity document before signing. Nothing you enter is stored.