离职最后一笔钱最容易出问题，因为它把三件不同的东西混在一起：按天折算的末月工资、未休年假的折算、以及当月社保公积金和个税的处理。任何一项算错，你大概率看不出来。 这里按当月实际的法定工作日逐日算——不是「一个月按 22 天」估算，而是拉国务院当年放假安排判定每一天是不是工作日（含调休补班日）。未休年假按额外 200% 折算并解释为什么不是 300%，这一项最常被少算一半。 $2 解锁：工资条逐项对照表（自动标出差异项与差额）、向 HR 追补的邮件（逐条引用条目与金额）、离职证明措辞与档案社保转移确认清单，以及次年个税汇算的影响提示。The final payment is where errors hide, because it mixes three different things: a pro-rated final month, unused annual leave, and how the last month's social insurance and tax are handled. Any one of them can be wrong without you noticing. This computes against the actual statutory working days of that month — not a flat estimate — by checking each date against the official holiday schedule, including make-up workdays. Unused leave is converted at the additional 200%, with an explanation of why it isn't 300%; that single item is the one most often paid at half. $2 unlocks a line-by-line payslip comparison with the differences flagged, an email to HR citing each item and amount, the wording to check on your leaving certificate plus the file and social-insurance transfer checklist, and what it means for next year's tax reconciliation.
工资条逐项对照表（自动标红差异项与差额）+ 向 HR 追补的邮件（逐条引用条目与金额，不带情绪）+ 离职证明措辞与档案、社保、公积金转移的确认清单 + 次年个税汇算的影响提示。A line-by-line payslip comparison with differences flagged, a factual email to HR citing each item and amount, the wording to check on your leaving certificate plus transfer checklists, and the effect on next year's tax reconciliation.
本工具做金额测算与沟通协助，不是法律或税务意见。计算依据全国通用的月计薪天数与年假折算规则，但你的合同约定、公司制度、当地口径可能不同——尤其是工资构成中哪些计入折算基数、绩效与提成的结算规则，这些以合同和公司制度为准。社保公积金的申报截止与断缴影响逐地不同，请以当地经办机构口径为准。个税与解除补偿金的计税规则请咨询税务专业人士。你填写的内容不入库。This calculates figures and helps you communicate; it is not legal or tax advice. It uses the nationally applicable monthly-calculated-days and leave-conversion rules, but your contract, company policy and local practice may differ — particularly which pay components count toward the base and how variable pay is settled. Social-insurance filing deadlines and the effect of a gap vary locally. Consult a tax professional about income tax and severance taxation. Nothing you enter is stored.