医院第一次寄来的往往只是一张总额单，上面没有任何可以核对的东西——而真正能核的是 itemized bill（逐项账单，带服务代码、日期、数量、单价）。这个工具做两件事：给你一封可以直接发出去的逐项账单索取信；等你拿到之后，把它粘进来，代码会当场查出重复计费（同一天同一代码出现多次）、行项加总与总额对不上、数量异常这三类最常见也最容易证明的错误。算术部分不经过 AI。$3 解锁：按收费条目分类的逐项质疑函、慈善救助（charity care）申请陈述、减免与分期的电话议价脚本，以及州保险局与 CMS 的申诉正文。The first thing a hospital sends is usually a summary with nothing on it you can check. What you can check is the itemized bill — codes, dates, quantities, unit prices. This does two things: gives you a request letter to send today, and when the itemized bill arrives, finds the three errors arithmetic can prove — duplicate charges, line items that don't sum to the total, and impossible quantities. That part never goes through a model. $3 unlocks the itemized dispute letter, a charity-care application statement, phone scripts for negotiating a discount or payment plan, and appeal text for your state insurance department and CMS.
按收费条目分类的逐项质疑函 + 慈善救助（charity care）申请陈述 + 减免与分期的电话议价脚本（含对方每种回应的接法）+ 州保险局 / CMS 申诉正文。An itemized dispute letter organised by charge type, a charity-care application statement, phone scripts for discount and payment-plan negotiation with responses to each pushback, and appeal text for the state insurance department and CMS.
本工具做账单算术核查与文书协助，不是医疗、法律或保险建议，也不保证任何减免结果。重复代码不必然是错误，加总差额也可能来自正常调整——工具标出的是「该问清楚的地方」，不是「已证实的错误」。是否属于 unbundling、upcoding、或网络内外规则的适用，需要对照病历与你的保单人工判断。请如实主张，虚假争议可能影响你的信用与后续处理。你粘贴的内容不入库，建议先涂掉姓名、病历号与保险号。This performs arithmetic checks and drafts documents. It is not medical, legal or insurance advice and no reduction is promised. A repeated code is not necessarily an error and a sum difference may be a legitimate adjustment — what the tool flags is what to ask about, not what is proven wrong. Whether something is unbundling, upcoding, or covered by surprise-billing rules requires human review against your records and policy. Dispute honestly. Nothing you paste is stored; redact names, record numbers and insurance IDs first.