定校时最常见的错误是拿两个学费数字直接比。真正决定你花多少钱的是净成本：学费 − 奖学金 + 生活费，再乘项目时长。一个学费更贵的一年制项目，总花费经常远低于一个学费便宜的两年制项目——而且早一年开始工作。 工具把净成本按时长折算清楚，再按你自己填的权重给八个维度加权排序。有一条规则：**权重必须先填再看结果**，否则人会倒推出自己想要的答案——这是这类决策表最常见的自欺方式。 但这张表最大的用处不是给答案，是**看你对结果的第一反应**。如果分数高的那个让你觉得失望，那说明你心里已经有答案了，而那个反应比分数更值得相信。 还有四件表里没算的事：汇率与学费上涨、奖学金是否逐年续、能不能打工、以及毕业后的停留与工作政策——最后这一项对很多人比学费重要得多，但录取信上不会写，而且要看你入学那年的规定而不是现在的。$2 解锁四年总账（含机会成本）、给父母看的中文说明、以及定校前必须问清的问题清单。The commonest mistake when choosing between offers is comparing two tuition figures. What actually determines the cost is the net figure — tuition minus scholarship plus living costs, multiplied by the programme's length. A pricier one-year programme frequently costs far less in total than a cheaper two-year one, and starts earning a year sooner. This computes net cost across the full programme, then ranks on eight dimensions using weights you supply. One rule: **set the weights before looking at the result**, or you'll reverse-engineer the answer you already wanted — the standard way these tables deceive their authors. But the table's real value isn't the answer. It's **your first reaction to the answer**. If the higher-scoring option leaves you deflated, you already knew — and that reaction is worth more than the score. Four things the table omits: exchange rates and tuition increases, whether the scholarship renews, work rights, and post-study stay and work policy — the last of which matters more than tuition for many people, isn't in the offer letter, and follows the rules in force the year you enrol rather than today's. $2 unlocks a full multi-year account including opportunity cost, a Chinese explainer for parents, and the questions to settle before committing.
多年总账（含少读一年的机会成本、汇率与学费上涨的敏感性）+ 给父母看的中文说明（把决定讲清楚，不是说服）+ 定校前必须问清的问题清单（奖学金续期条件、打工限制、毕业后政策、退学费规则）+ 押金与确认截止日的排期。A multi-year account including the opportunity cost of a shorter programme and sensitivity to exchange rates and fee increases, a Chinese explainer for parents that explains rather than persuades, the questions to settle before committing, and a deposit-deadline schedule.
本工具做算术与排序，不评价任何学校，也不构成留学或财务建议。净成本按你输入的数字与项目时长计算，未考虑汇率变化、学费上涨、奖学金续期条件、打工收入与税务。加权打分完全由你自己给出——工具不对任何维度提供评分，也不代表任何排名或评价体系。毕业后停留与工作政策由各国规定并会调整，请以你入学当年的官方规定为准。押金与确认截止日请以录取信为准，错过通常不可逆。你填写的内容不入库。This does arithmetic and ranking. It evaluates no institution and is not study-abroad or financial advice. Net cost follows your inputs and the programme length, ignoring exchange-rate movement, fee increases, scholarship renewal conditions, work income and tax. All dimension scores are yours — the tool supplies none and represents no ranking or evaluation system. Post-study stay and work policies are set nationally and change; rely on the rules in force in your enrolment year. Deposit and reply deadlines follow the offer letter and are usually irreversible if missed. Nothing you enter is stored.